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- General business
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Key Benefits

  • Monthly savings and valuable coupons exclusive to cardmembers

  • Access to your credit score1

  • Special financing offers

  • $0 Liability on unauthorized purchases

  • Additional users at no extra cost

  • Returns at Sears without a receipt2

  • Temporary shopping pass at Sears and Kmart if you forget your card3

  • Use your card at Sears, Kmart, Sears.com, Kmart.com, Lands End , The Great Indoors and more

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Key Benefits

  • Monthly savings and valuable coupons exclusive to cardmembers

  • Access to your credit score1

  • Special financing offers

  • Reward yourself with the optional Sears Choice Rewards4 Program. Earn 1 point for every $ spent on all purchases with no membership fee.

  • $0 Liability on unauthorized purchases

  • Additional users at no extra cost

  • Returns at Sears without a receipt2

  • Temporary shopping pass at Sears and Kmart if you forget your card3

  • Use your card at Sears, Kmart, Sears.com, Kmart.com, Lands End , The Great Indoors and anywhere MasterCard credit cards are accepted



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  • Record keeping
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1 To access your credit score go to searscard.com, first log-in or enroll in Account Online, click on the Sears Credit Score Access banner or link and then enroll in the Sears Credit Score website. Certain conditions, restrictions, exclusions and requirements apply, including enrollment to receive valuable products and services offers, and Sears card account and Sears Credit Score Access website activity requirements. Sears card account must be open to access credit score. See the Terms and Conditions on the Sears Credit Score Access website for complete details. Sears Credit Score Access is subject to change, including termination, without notice.
2 Returns without receipt when you used your Sears card on the original purchase. Subject to Sears return policy.
3 I.D. required. Sears and Kmart stores only.
4 Only available with the Sears MasterCard® Card. See Sears Choice Rewards program information.
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