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How We Protect Your Account

Citibank protects your account and personal information with 128-bit encryption, the highest level of security generally available online today.

Citi® Identity Theft Solutions
Fraud Early Warning
$0 Liability
The Lost Wallet® Service
New Card Activation
Internet Security Specialists


Citi® Identity Theft Solutions
If you suspect that fraudulent charges have been placed on your credit card, or someone has used your personal information to commit theft, call 1-800-950-5114. An Identity Theft Specialist will provide you with the free support you need every step of the way until your case is closed.

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Fraud Early Warning
If we notice any unusual activity on your account, we'll contact you to verify the charges and get your approval before allowing any additional activity. (If you believe that a Fraud Early Warning has been placed on your account, please call Customer Service at 1-800-819-9000.)

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$0 Liability
You will never have to pay for any unauthorized charges on your Sears card. (Not available for Sears Commercial One® Account).

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The Lost Wallet® Service
If your Sears card is lost or stolen, call us at 1-800-819-9000. We'll issue a new card at no cost. We'll also provide you with emergency cash and information to help you replace important documents.

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New Card Activation
New cards are sent to you with a blocked account to prevent anyone from intercepting the card in the mail and using it. If you find your new Sears card is blocked, simply call the number on the sticker on your new card to activate it. Calling from your home phone will help simplify the activation process.

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Internet Security Specialists
Call 1-888-285-9696 for questions about suspicious or Phishing emails and online safety.

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